High AI Risk (49–52%)
Rank #1 of all employers
Nelnet Inc
Workforce AI-exposure profile for Nelnet Inc - risk grade, employee trend, and occupation mix estimated from BLS industry-occupation distributions and SEC filings.
Weighted average O*NET AI exposure score for this industry's occupation mix
Nelnet Inc's workforce carries a grade D AI-risk profile (50.5% weighted exposure), 8.6 points above the 41.9% average across 1,965 tracked employers. That places its workforce among the most AI-exposed of the 1,965 employers tracked.
Where Nelnet Inc sits among tracked employers
Weighted workforce AI-exposure across 1,965 public employers. Nelnet Inc is marked in rose.
Nelnet Inc has ai exposure of 50.5%. Distribution: 38 employers at 30-33%; 121 employers at 33-35%; 285 employers at 35-38%; 410 employers at 38-40%; 308 employers at 40-43%; 0 employers at 43-45%; 403 employers at 45-48%; 89 employers at 48-50%; 311 employers at 50-53%; 0 employers at 53-55%.
AI Displacement Risk Analysis
Companies in Personal Credit Institutions face high AI displacement risk. A significant portion of tasks can be augmented or replaced by AI systems, particularly in administrative, clerical, and analytical roles.
Workforce Insight
As of May 2026, Nelnet Inc (NNI) operates in Personal Credit Institutions under SIC 6141, mapping to NAICS sector 52. The company carries an AI displacement risk grade of D with a weighted exposure score of 50.5%, derived from the occupation mix typical to this industry and mapped against O*NET Database 30.0 task-level automation probabilities. This positions Nelnet Inc at rank #1 among all public employers tracked by PlainWorkforce.
Workforce size is not disclosed in recent SEC filings. The estimated occupation mix includes 5 distinct roles drawn from BLS industry-occupation employment distributions, with Insurance underwriters representing the largest share.
Why the Grade D signal matters
For workers and investors, this grade quantifies exposure to a specific macro force, the ongoing displacement pressure from generative AI and robotic process automation, that traditional financial disclosures do not yet capture. Grades A and B indicate workforces anchored in tasks requiring physical presence, complex judgment, or interpersonal skill; Grades D and F concentrate in clerical, administrative, and routine analytical tasks now within reach of large language models. Read this profile alongside the occupation-level task and skill breakdowns and the BLS employment projections to build a complete picture of Nelnet Inc's labor footprint.
Estimated Workforce Occupation Mix (Industry Average)
Nelnet Inc does not publish its own occupation breakdown, so this reflects the typical occupation mix for other employers in Personal Credit Institutions (BLS industry-occupation employment distributions), not company-specific data. AI exposure scores from O*NET Database 30.0.
| Occupation | Est. Workforce Share | AI Exposure |
|---|---|---|
| Insurance underwriters SOC 13-2053 | | |
| Shipping, receiving, and inventory clerks SOC 43-5071 | | |
| First-line supervisors of retail sales workers SOC 41-1011 | | |
| Funeral home managers SOC 11-9171 | | |
| Software developers SOC 15-1252 | | |
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Frequently Asked Questions
What is Nelnet Inc's AI risk grade?
Nelnet Inc (NNI) has an AI risk grade of D with a score of 50.5% - high ai risk (49–52%). Companies in Personal Credit Institutions face high AI displacement risk. A significant portion of tasks can be augmented or replaced by AI systems, particularly in administrative, clerical, and analytical roles.
How is the AI risk score calculated?
The AI risk score is computed from the company's primary industry (SIC 6141: Personal Credit Institutions), mapped to Bureau of Labor Statistics occupational employment distributions. For each occupation in the industry workforce, we apply O*NET task-level AI exposure scores and compute a weighted average. A score of 0 means no AI risk; 100 means maximum exposure.
Which occupations at Nelnet Inc face the most AI risk?
Based on the industry occupation mix, key roles at Nelnet Inc include: Insurance underwriters (45% AI exposure), Shipping, receiving, and inventory clerks (60% AI exposure), First-line supervisors of retail sales workers (45% AI exposure). These represent the largest estimated workforce shares.
How many employees does Nelnet Inc have?
Nelnet Inc's employee count is not reported in its XBRL filings. Workforce size can vary, check the company's most recent annual report or SEC filings for current data.
Has Nelnet Inc had layoffs?
WARN Act layoff notices and workforce reduction history for Nelnet Inc are published by state labor agencies and the U.S. Department of Labor. WARN Act data covers mass layoffs affecting 100+ workers, as required by federal reporting. Not all workforce changes are captured in WARN filings.
What industry is Nelnet Inc in?
Nelnet Inc is classified under SIC code 6141 (Personal Credit Institutions), which maps to NAICS sector 52. Industry classification determines the occupation mix used to compute the AI displacement risk score.
AI risk scores are estimates based on industry-level occupation distributions and may not reflect individual employer hiring practices. Data sources: SEC EDGAR (company SIC codes) · O*NET Database 30.0 (AI exposure scores) · BLS Employment Projections 2024–2034. This is not financial advice.